A few years ago, I connected with Stephen through a mutual friend on Facebook while searching for my own individual health insurance. From the start, Stephen impressed me with his professionalism, punctuality, and deep knowledge of the industry. He made the entire process easy and stress-free. Not only did I choose to purchase my own insurance through Stephen, but I was so confident in his abilities that I began working with him as a partner. As someone who specializes in Medicare insurance for seniors, I frequently refer younger clients to Stephen for individual health insurance—and he never disappoints. He has a true talent for helping clients navigate the often confusing world of health insurance, and the feedback I receive is always overwhelmingly positive. My clients consistently share how impressed they are with his service, knowledge, and genuine care. I highly recommend Stephen to anyone looking for reliable, expert support in securing health coverage.

Stephen has been great! He's always available to answer questions and guide me through the process of finding a plan that meets my individual needs. I highly recommend him.

Stephen went above and beyond for me and completely exceeded my expectations. He helped me understand everything and is beyond helpful when I need him. I will be suggesting him to everyone. I am so thankful I was recommended him and in good hands!!

Stephen exceeded my expectations with finding a private insurance plan for my family. He provided information on several options and compared plans with me, but he knew the best one for my situation and budget and helped me get a National plan where I don’t even have to worry about networks. I now provide insurance for me and my daughters and I have a better plan spending less money than my current employer offers and I don’t have to worry about Insurance when looking for job contracts. It’s been a game changer not to mention he is very responsive, honest, and always available to answer your questions. Thanks Stephen!

Working with Stephen to find a plan perfect for me could not have been easier. When I left my former employer and in turn my former insurance plan, I was worried about going to the marketplace and finding something at least equivalent to what I had without breaking the bank. Stephen went above and beyond and found me a *better* plan that was also cheaper! My initial call with Stephen was mid morning and I was approved for coverage before the end of the day (this is not normal, but a welcome surprise and a testament to his efforts!) I will recommend Stephen to anyone I know looking for insurance

I am writing to enthusiastically recommend Combined Insurance Solutions as a provider of exceptional health insurance services. As a member for the past year, I have experienced firsthand the outstanding level of service and support that Stephen has consistently deliver. The range of coverage options offered by Combined Insurance Solutions is extensive and tailored to meet diverse healthcare needs. Despite the competitive nature of the healthcare industry, I believe Combined Insurance Solutions (Stephen) offers excellent value for the money. Thank you Stephen for all of your hard work to make this happen.

I recently had the pleasure of working with Stephen for health insurance for my family, and I couldn't be more satisfied with the experience. He was incredibly knowledgeable and responsive to my calls and emails. He took time to explain all of my options, ensuring I understood the benefits and coverage of each plan. He was able to tailor the recommendations to suit my individual needs and budget. Throughout the entire process, Stephen was always available to answer my questions. His professionalism and expertise made what could have been a complicated and overwhelming process go smoothly and was very manageable. I truly appreciate the personalized service and attention to detail he provided. He even checked my doctors and hospitals to confirm they were in network for me! I highly recommend Stephen to anyone in need of health insurance, looking for alternative options or have questions. He can help you get coverage and save money!

Working with Stephen and Combined Insurance has been a breeze. Stephen took my calls and answered all questions even on the weekend! I highly recommend , seamless process over all.

I started looking for health insurance for my family and also because of my business. Stephen reached out at the perfect time. Simple and to the point. I was immediately impressed and signed right up. So far we have better coverage than anything my husbands job offered. Thanks so much for making this process easy and stress free.

Stephen made my insurance search painless! First time I had to search for insurance after retiring and I highly recommend Stephen. He has reached out many times to make sure I received my insurance cards, emails, paperwork and to see if I have any questions.

Quick, timely information followed with good customer service. Got my family off Cobra and into good coverage with minimal effort and quick responses. I would recommend Stephen and will use him for future insurance needs.

If you're looking for a knowledgeable and trustworthy insurance agent, I cannot recommend Stephen highly enough. As a first-timer obtaining insurance, he made the process smooth and painless. Stephen's advice was invaluable in helping me select the right coverage! His ability to walk me through all of the different policy options in a clear and easy-to-understand manner is unmatched. I wholeheartedly recommend reaching out to him today!

By far the best experience I’ve had in getting any insurance, let alone health insurance! Very helpful and available almost all hours of the day, when I first got in contact with Stephen it was almost 12am EST and he responded within 10 minutes. My open enrollment wasn’t until 5 months later and he still was helpful throughout that time span, when it came time to finally get my new coverage he was able to get me way better healthcare and other benefits and a cheaper price! I would strongly recommend him to anyone who is looking at getting new, health insurance.

Very knowledgeable! Takes time to understand what you are looking for! thank you Stephen you made this process easier

Shopping for health insurance can be confusing and stressful. Stephen takes the time to clearly explain the process, answer any questions, narrow down the options, and fill out the necessary applications. I highly recommend Stephen for helping in navigating the process.

If you're looking for health insurance please reach out to Stephen. Our oldest aged out if our insurance and needs to get private insurance coverage now that he is turning 26. Stephen worked on several options to show us what types of coverage and deductibles he was looking at. He simplified everything in a very digestible way for all of us to understand and ultimately our son to make the right decision for his needs. Stephen makes the whole process very streamlined, and he is very informed. I highly recommend having a conversation if you are searching for insurance coverage.

Just had a call with Stephen yesterday, and he created a policy that works for my family's needs for pricing (& coverage) we can feel good about. Thanks so much!

If anybody is looking for Health Insurance I recently had the pleasure of working with Stephen to find a health insurance plan. It was clear that he knew the healthcare industry. Stephen patiently explained complex terms and policies, ensuring I fully understood all the available options. The questions he asked helped to narrow down the choices to those that truly fit my need. The result was a customized health insurance plan that offered exactly what I needed at a reasonable price. I know that I am covered where ever I happen to be thanks to Stephen. I recommend his services to anyone seeking a healthcare plan. Thank you, Stephen, for making a confusing process easy!

Great Customer Service! Explained everything in thorough detail and got a great price!

Stephen was very helpful in getting my family and I great health insurance coverage that we needed. He found the best plan with a great price compared to other health insurance plans I researched. Thank you Stephen!

He is very good at what he do I was able to understand every little thing I needed to know bout insurance he set everything on point good job thank you I would recommend him to who ever needing the help getting coverage has the time and the answer for you!

I recently had the pleasure of working with Stephen to find my family's perfect health insurance plan. I must say, the experience was nothing short of exceptional! From our first interaction, it was clear that his knowledge of the healthcare industry was comprehensive and nuanced. However, the genuine care and attention he invested in understanding our unique needs and constraints really set him apart. Stephen patiently explained complex terms and policies, ensuring I fully understood all the available options. The questions he asked were insightful and focused, helping to narrow down the multitude of choices to those that truly fit our needs. The result was a customized health insurance plan that offered exactly what we needed at a price we could afford. I can now rest easy knowing that my family's healthcare needs are covered, thanks to Stephen. I wholeheartedly recommend his services to anyone seeking a healthcare plan. With him at the helm, you're not just a client but a valued individual deserving of the best care. Thank you, Stephen, for making what could have been a stressful process an absolute breeze!

Stephen is the best insurance advisor I have ever worked with. Answers his calls, gets right back with you and helps you navigate the solution that is best for you. I highly recommend Stephen if you want an honest review and opinion of your current plan. He's great!

Stephen was very helpful and knowledgeable about the health insurance plans. This was my first time buying insurance outside of my corporate job and he made the entire process super easy for me to understand. He was referred to me by another friend so he already came highly recommended and I would do the same!

Stephen did a great job of simplifying the process and explaining the process. Happy I found him!

Positive: Professionalism, Informative, Quality Service, Responsive Combined Insurance Solutions is a great company to work with if you want to find great insurance coverage that is affordable. I definitely recommend working with Stephen! He is very knowledgeable, licensed in several states, and answered all my questions and concerns throughout the process. He made the process super simple and ensured I received the best coverage within my budget! I’m so glad I was recommended to him by a friend. 10/10 quality service! Thank you again, Stephen!

Very informative and kind! 10/10

Stephen was very understanding and slowly explained what i was looking at, as he walked me through almost line by line. Anyone looking for health insurance contact Stephen, he helped make a stressful process into a smooth conversation. Thanks again.

Stephen was very helpful with my situation. Explained everything thoroughly and helped pick out the perfect plan for me. I would highly recommend to anyone looking for a new plan.

Stephen was incredibly helpful getting me an insurance policy that worked best for me! The whole process was extremely stress free and he made it a breeze. I would highly recommend him to any and everybody. Can't thank you enough Stephen!

Stephen was very professional and informative. He found my Husband and I the best price that was actually in our budget. I would highly recommend him to anyone In the market for any type of Health Insurance. Stephen is the one to call!

Want to give a BIG appreciation post to Stephen for helping me find a UHC health insurance package for kids & I that, not only am I happy with but at a better rate than offered by employers!!! As a PRN nurse I don’t qualify for benefits so I first called last year but ended up going with husbands plan- which had a BIG deductible and premiums. Time to renew this year, I called Stephen again. He still had my contact, the notes and patiently walked me thru the options. I highly recommend calling for a quote- your not bound to your employers plan!

Stephen was very polite, helpful, & explained everything thoroughly. He also answered all of my questions & provided me with a great plan.

Stephen saved me when my COBRA ran out - I had insurance by the evening of the day I first spoke with him!

Anyone needing Health Insurance, Dental or Vision coverage, should definitely hit up Stephen. He can answer any questions and explains everything perfectly!

Anyone needs health insurance this is your guy. He got my son and I hooked up with a great plan zero deductible,affordable, fast and easy set up. Highly recommend him!

Highly recommend working with Stephen. First of all, he was able to provide my family with more complete health+dental+vision coverage for comparable cost that I was paying through my employer and less than COBRA. Second, the level of service and follow up are impeccable.

Stephen was courteous, polite, and helpful throughout our entire conversation. He explained everything very thoroughly and made sure I understood all the information. I am very happy with his service, 10/10 recommend.

Stephen was very knowledgeable on what he was doing and help me out greatly he really knows what he is doing goes over and Beyond then what he should. Outstanding job and he goes by your schedule will fit you in no matter what. Honestly this is the guy for you if you're looking for insurance he's awesome and very polite and understanding thanks again I appreciate all your help.

Stephen was great to work with, he went above and beyond making sure that we understood all of our options and answered all of our questions. 10/10 would recommend for professionalism and transparency.

We had a great experience with Stephen, he was willing to talk about everything and didn't make us feel any type of way. He always asked if we understood what he was talking about and made sure we all were on the same page. Insurance is just expensive anyway you look at it but he showed us through video what our options were price wise not hiding anything. He didn't just get us hooked up with an insurance/dental/vision policy but left his personal contact for anytime we had questions! I highly recommend him!

Stephen was very persistent and I am glad that we linked up with him. He provided great information and very great premium cost. Stephen takes his time to provide you with the information you need. Highly recommended.

Working with Stephen was great. He made things simple to understand and found a plan that fit my needs. Stephen is rad

I really needed Dental and Vision Insurance. The premium is reasonable and Stephen explained how it works very thoroughly. His follow-up and customer service was impeccable.

Stephen was very patient, knowledgeable and broke every answer down into layman terms.

Stephen is very knowledgeable on answering any and every question that I've had he helps me understand everything and showed me exactly what I would be getting with my policy. Thank you

This was a new thing for me-health insurance. He was so kind and patient. He gave me some great information. He was able to find something that was perfect for me. I never felt rushed or stupid lol He made things easy to understand! I am so thankful for the knowledge he was able to pass on to me. 5 stars!!

Excellent service!!! Stephen broke it down like a fraction. Super impressed. Walked me through from beginning to end. 5/5

Stephen is Amazing! He was so patient with me and showed me the best options and got me a plan based on my needs.

Stephen is wonderful he explained everything in great detail and would highly recommend him and also has great communication has always reached out to me without delay.

Stephen was exceedingly thorough and walked us through every aspect patiently. He was dilligent in answering all our questions and kept it professional while conversational.

Stephen was fantastic to work with. He was flexible with my busy schedule and broke down my different plan options in such a comprehensive and painless way I almost forgot we were talking about insurance! Would highly recommend Stephen and Combined Insurance Solutions!!

Stephen was very helpful with me on getting an insurance plan. He was very responsive and found me some thing quick. He explained things to where I could understand. Very happy with his service.

I truly appreciate the assistance given to me selecting a health insurance plan. It was invaluable and much easier than trying to navigate through endless websites and different options. Talking with an actual human (who was clear, concise and knowledgeable) was beyond helpful.

Stephen has been great to work with and always responsive and knowledgeable! Highly recommend.

Stephen is very knowledgeable about everything that I ask him. Most importantly he is very responsive which is hard to come by these days. I highly recommend him. You won’t be disappointed!

Stephen has been my agent since 2020. He’s very responsive and excellent at following up. Definitely gets my recommendation.

Stephen was a great help, he was very knowledgeable and I was given awesome service from him... I will in the future contact him to help me out.

Stephen has been our agent for the past few years. He is quite knowledgeable and easy to work with. He is always available and responsive via text…which is great in today’s busy world.

Stephen has been amazing throughout the years as our insurance guru! He is always available to answer any questions we may have. He goes above and beyond for his clients. Thank you, Stephen.

Stephen has been extremely knowledgeable and helpful in every step of my health care coverage. He didn’t just get me coverage and never help me again, he always answers my calls or texts and immediate

Stephen has been amazing to work with. He is very knowledgeable and really takes time to explain everything in detail. If there is ever any issues, he is always available to help. Love my plan! Thank You Stephen!

Stephen has been easy to reach and a valuable partner in brokering my private health insurance. As an independent contractor heath care can be very expensive and hard to navigate. Stephen has made it easy to understand and helped me select a cost effective option.

If you are looking for a private health care solution, especially if you are a small business owner, check with Stephen. He lives here in the community and here presents United Health Care plans. Stephen is extremely responsive, knowledgeable, and very dedicated to his role in representing his clients. He helped me navigate through the mess of private health insurance, and found me an affordable and comprehensive solution. Highly recommended!

Stephen is the man! Stephen always answers his phone and delivers superior health care coverage. He is knowledgeable, hard working, and a joy to work with. As an independent contractor, I would recommend Stephen wholeheartedly to anyone who needs health insurance. He's on your side!!!! Thanks for everything.

Stephen did an awesome job for me! #GreatJob on securing good health insurance for me and the family and being available to discuss all aspects and questions we had. The PowerPoint breakdown of your health care services made it very easy to make the switch and thanks for saving me about $6000 a year on health insurance payments.

Y'all, shout out to Stephen for hooking my family up with health insurance! 👏🏼 It's affordable and I was able to have it customized to my needs. Thank you for all of your help! If any of you are looking for health insurance, he's your guy!

I have been very happy with my insurance provider. Feel free to reach out to him if you are looking for a new or first policy. In the real estate field, many of us risk not having insurance. It is a huge mental burden. Hope Stephen can help!