Privacy Policy
Last Updated: November 25, 2024
This Privacy Policy describes how Combined Insurance Solutions ("we," "us," or "our") collects, uses, shares, and protects information obtained from users ("you" or "your") when you access or use our services ("Services"), including but not limited to our website located at https://combinedinsurancesolutions.com, or any other websites operated by us that link to this Privacy Policy.
1. Information We Collect
We may collect the following types of personal information about you:
- Personal Information You Provide: Information you voluntarily provide when registering on our Services, expressing interest in our products, participating in activities, or otherwise contacting us. This may include names, phone numbers, email addresses, mailing addresses, usernames, passwords, job titles, and payment information.
- Automatically Collected Information: Information collected through cookies, log files, or other automated means, such as IP addresses, browser types, device characteristics, location data, and usage data.
- Information from Other Sources: Information obtained from public databases, marketing partners, social media platforms, or other third parties to enhance our Services.
2. How We Use Your Information
We use your personal information for the following purposes:
- Provision of Services: To provide, manage, and improve our Services, communicate with you, and fulfill your requests.
- Security and Compliance: To detect and prevent fraud, unauthorized activities, or other security incidents, and to comply with legal obligations.
- Marketing and Advertising: To send promotional messages and provide you with information about our Services, products, or events, consistent with your preferences.
- Other Purposes: For any other purposes disclosed to you at the time of collection or with your consent.
3. Legal Basis for Processing Your Information
We process your personal information in accordance with applicable data protection laws and rely on one or more of the following legal bases:
- Consent: Where you have given explicit consent for the processing of your personal information.
- Contractual Necessity: Where processing is necessary to perform a contract with you.
- Legal Obligations: Where processing is necessary to comply with a legal obligation.
- Legitimate Interests: Where processing is necessary for our legitimate interests, provided that your rights and interests do not override those interests.
4. Sharing Your Information
We may share your information with third parties under the following circumstances:
- Service Providers: With third-party vendors, contractors, and agents who provide services on our behalf.
- Business Transfers: In connection with a merger, sale of company assets, financing, or acquisition of all or a portion of our business.
- Legal Compliance: To comply with applicable law, respond to legal requests, and protect our rights or those of others.
5. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to monitor activity on our Services and store certain information. You can manage your cookie preferences by adjusting your browser settings.
6. Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law. After this period, your information will be securely deleted or anonymized.
7. Security of Your Information
We implement appropriate security measures to protect your personal information. However, no system is completely secure, and we cannot guarantee the absolute security of your information. Accessing our Services is done at your own risk.
8. Minors' Privacy
Our Services are not intended for children under 18 years of age. We do not knowingly collect personal information from children under 18. If we learn that we have collected personal information from a child under 18, we will delete such information as soon as possible.
9. Your Privacy Rights
Depending on your location, you may have certain rights under applicable data protection laws, including the right to access, correct, delete, or restrict the processing of your personal information. You may exercise these rights by contacting us at
10. Updates to This Policy
We may update this Privacy Policy from time to time. The "Last Updated" date at the top of this page indicates when this Privacy Policy was last revised. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.
11. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at