Privacy Policy
Last Updated: October 1, 2026
Combined Insurance Solutions, LLC (“Combined Insurance Solutions,” “we,” “us,” or “our”) respects your privacy and is committed to handling personal information responsibly.
This Privacy Policy explains how we collect, use, maintain, and disclose information when you visit or interact with our website, https://combinedinsurancesolutions.com (the “Website”), or otherwise communicate with us through the Website.
By using the Website, you acknowledge that you have read this Privacy Policy. If you do not agree with this Privacy Policy, please discontinue use of the Website.
About Combined Insurance Solutions
The Website is operated by:
Combined Insurance Solutions, LLC
5005 W Laurel St Ste 100
Tampa, FL 33607
United States
Email: [email protected]
Phone: +1 818-463-0915
For purposes of this Privacy Policy, “Combined Insurance Solutions,” “we,” “us,” and “our” refer to Combined Insurance Solutions, LLC.
Information We Collect
The information we collect depends on how you interact with our Website and our business.
Information You Provide Directly
You may voluntarily provide personal information when you contact us, request information, request an insurance quote, schedule an appointment, submit a form, or otherwise communicate with us.
Depending on the nature of your interaction, this information may include:
First and last name.
Email address.
Telephone or mobile phone number.
Mailing address.
City, state, and ZIP code.
Information included in a message or inquiry.
Information relating to an insurance inquiry or quote request.
Appointment or scheduling information.
Other information you voluntarily choose to provide.
You should provide only information that is accurate and that you are authorized to provide.
Information Collected Automatically
When you visit our Website, certain technical information may be automatically received by our website hosting, security, or technology providers as part of delivering and maintaining the Website.
Depending on the technology in use, this information may include:
IP address.
Browser type and version.
Device type.
Operating system.
Pages or areas of the Website visited.
Date and time of access.
General technical or diagnostic information.
Information used to maintain website security and functionality.
We do not use automatically collected information for the purpose of selling your personal information.
Cookies and Similar Technologies
Our Website may use cookies or similar technologies when necessary to operate, secure, maintain, or provide certain website functionality.
A cookie is a small file or piece of information that may be stored on your device when you visit a website.
We do not use this Privacy Policy to authorize third-party behavioral advertising or the sale of personal information.
Some technologies used on our Website may be provided by companies that help us operate website functions, such as forms, scheduling, hosting, security, communications, or other business services.
You can generally control or disable cookies through your web browser settings. Disabling certain cookies or browser technologies may affect the functionality of portions of the Website.
How We Use Personal Information
We may use information we collect for legitimate business purposes, including to:
Respond to questions and inquiries.
Respond to requests for insurance information.
Provide quotes or other requested information.
Schedule and manage appointments.
Communicate with you regarding your inquiry.
Provide products or services you request.
Maintain and operate the Website.
Improve the Website and its functionality.
Protect our Website, systems, business, and users from fraud or unauthorized activity.
Maintain business and transaction records.
Comply with applicable laws and regulations.
Respond to lawful requests from governmental or regulatory authorities.
Establish, exercise, or defend legal rights.
Perform other activities reasonably necessary to operate our business.
Insurance-Related Information
If you submit information relating to an insurance inquiry, quote request, application, or other insurance-related matter, we may use that information to respond to your request and facilitate the services or communications you have requested.
Depending on the nature of your request, information may be provided to or processed by an applicable insurance carrier, licensed insurance professional, or other party involved in handling your request.
The handling of information during an insurance transaction may also be subject to applicable insurance laws, carrier requirements, application disclosures, policy documents, and other applicable notices.
You should provide only information that is reasonably necessary for your inquiry and that you are authorized to provide.
How We Share Information
We do not sell personal information.
We may disclose information when reasonably necessary to operate our business, respond to your request, provide services, or comply with legal obligations.
This may include the following categories of recipients:
Service Providers
We may use third-party companies and service providers to assist us with ordinary business and Website operations.
These providers may perform services such as:
Website hosting and infrastructure.
Website forms.
Appointment scheduling.
Communications.
Security.
Technical support.
Data storage or processing.
Website maintenance.
Other services necessary to operate our business.
These providers may have access to information only as reasonably necessary to perform services for us or otherwise support our business.
Insurance Carriers and Related Parties
When you request insurance information, a quote, or other insurance-related service, information you provide may be shared with an applicable insurance carrier, agency, licensed professional, or other party when reasonably necessary to respond to your request, evaluate eligibility, obtain a quote, process an application, or provide the requested service.
Legal and Regulatory Requirements
We may disclose information when we reasonably believe disclosure is necessary to:
Comply with applicable law or regulation.
Respond to a subpoena, court order, legal process, or governmental request.
Protect our rights, property, or safety.
Protect the rights, property, or safety of others.
Investigate fraud, abuse, or unlawful activity.
Establish, exercise, or defend legal claims.
Business Transactions
If Combined Insurance Solutions, LLC is involved in a merger, acquisition, restructuring, financing, sale of assets, or similar business transaction, information held by us may be transferred as part of that transaction, subject to applicable law.
Email and Telephone Communications
If you provide your email address or telephone number, we may use it to respond to your inquiry or communicate with you regarding quotes, appointments, requested information, services, or other matters related to your interaction with our business.
We do not consider the mere submission of a telephone number or email address to constitute unlimited consent to receive unrelated marketing communications.
If you receive a marketing email from us, you may unsubscribe using the unsubscribe mechanism provided in that communication.
Even after unsubscribing from marketing communications, we may continue to send communications that are reasonably necessary to respond to a request, provide a service, manage an appointment, or communicate regarding an existing business relationship.
Text Messages
If you separately provide your telephone number and affirmatively consent to receive text messages from us, we may use text messaging to communicate with you regarding the matters for which you provided consent.
We will handle text-message consent and opt-out requests in accordance with applicable law and the disclosures presented when consent is obtained.
If you receive a text message from us and wish to stop receiving messages, you may follow the opt-out instructions contained in the applicable message.
Third-Party Websites and Social Media
Our Website may contain links to third-party websites, social-media pages, or other online services, including platforms such as Facebook, Instagram, LinkedIn, or similar services.
These links are provided for convenience and informational purposes.
Combined Insurance Solutions, LLC does not control and is not responsible for the content, security, availability, privacy practices, or terms of use of third-party websites.
When you leave our Website and visit a third-party website, your interaction is governed by that third party's own privacy policy and terms.
We encourage you to review the privacy practices of any third-party website before providing personal information.
Social-Media Links and Tracking
A standard link from our Website to a social-media page is different from a tracking pixel or other technology designed to monitor your activity across unrelated websites.
Our inclusion of links to social-media platforms does not, by itself, mean that those platforms receive information about your activity on our Website beyond what may occur when you independently visit or interact with their services.
If our use of Website technology changes in a way that materially affects how personal information is collected or used, we may update this Privacy Policy as appropriate.
Data Retention
We retain personal information for as long as reasonably necessary for the purposes described in this Privacy Policy.
We may retain information as necessary to:
Provide requested services.
Maintain appropriate business records.
Comply with legal, regulatory, or contractual obligations.
Resolve disputes.
Enforce agreements.
Protect our legal interests.
Prevent fraud or abuse.
The length of time information is retained may vary depending on the type of information and the reason it was collected.
Data Security
We take reasonable measures designed to protect information maintained by us against unauthorized access, use, alteration, or disclosure.
However, no method of transmitting information over the Internet or storing information electronically can be guaranteed to be completely secure.
While we take reasonable precautions, we cannot guarantee the absolute security of information transmitted to or maintained by us.
Your Privacy Choices
Depending on applicable law and the circumstances of your request, you may contact us regarding personal information that you have provided to us.
You may request that we:
Provide information about personal information we maintain about you.
Correct inaccurate information.
Delete personal information where deletion is legally permitted.
Address questions concerning our use or disclosure of your information.
Certain information may need to be retained because of legal, regulatory, contractual, security, or other legitimate requirements.
We may need to verify your identity before completing certain requests.
To make a privacy-related request, please contact us using the information provided in the Contact Us section below.
No Sale of Personal Information
Combined Insurance Solutions, LLC does not sell your personal information.
We do not provide personal information to third parties in exchange for monetary compensation.
We may use service providers, insurance carriers, and other business partners as described in this Privacy Policy when reasonably necessary to operate our business, respond to your request, provide services, or complete an insurance-related transaction.
Providing information to a service provider or business partner for these purposes is different from selling personal information.
Children's Privacy
Our Website is intended for adults and is not directed toward children under the age of 18.
We do not knowingly collect personal information from children under 18 through the Website.
If you believe that a child has provided personal information to us through the Website, please contact us.
If we become aware that we have collected such information without an appropriate legal basis, we will take reasonable steps to address the situation.
Information About Other Individuals
If you provide us with information about another individual, you represent that you have permission or another lawful basis to provide that information to us.
You should not submit another person's personal information unless you are authorized to do so.
Information Submitted Through Third-Party Services
Certain features of our Website may be provided through third-party technology or service providers.
For example, forms, scheduling tools, communications systems, or other Website functions may be hosted or processed through a third-party platform.
When you use one of these features, information you submit may be processed by the applicable provider on our behalf or as otherwise disclosed at the time of collection.
Those providers may have their own privacy policies and terms governing their services.
Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes to our business, Website, technology, legal requirements, or privacy practices.
When changes are made, we will update the “Last Updated” date at the beginning of this Privacy Policy.
If we make a material change to how we handle personal information, we may provide additional notice when appropriate.
We encourage you to review this Privacy Policy periodically.
Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:
Combined Insurance Solutions, LLC
5005 W Laurel St Ste 100
Tampa, FL 33607
United States
Email: [email protected]
Phone: +1 818-463-0915
Website: https://combinedinsurancesolutions.com